Loan Programs

refinance a home kingston pa

Getz Mortgage, Inc. can help you secure a mortgage through a variety of loan programs including Fannie Mae, Freddie Mac, Federal Housing Administration (FHA), Department of Veterans Affairs (VA), USDA/Rural Housing, New Construction & Rehab Mortgages and Niche Loan Programs for your unique situation.

Looking to see if you can buy your first home? Looking to see if you can build the house of your dreams? Does it make sense to refinance your existing mortgage? Are you ready for a different mortgage experience?

Call Jesse and Getz Mortgage today for a free appointment
to discuss your situation!

These conventional mortgages will have a long term fixed rate between 10 and 30 years. With down payments as low as 1% down and flexible private mortgage insurance options, these programs are great for someone looking for a great option to buy their first home or someone looking for a great interest rate as they relocate to the area.

FHA loans are government-insured, fixed rate loans and often have the most flexible approval criteria for your unique situation. Because perfect credit is not required and its 30 year fixed rate, this loan is a great option for almost every homebuyer to explore.  With down payments as low as 3.5% and the ability of the seller to pay most of the closing costs, this program is great for people with unique credit, income, co-signers and not a lot of money for closing.

VA Loans are available to eligible active duty military personal, reservists and honorably discharged veterans. Featuring 0% down and the ability of the seller to pay most of the closing costs, members have the ability to buy a home with little or no down payment.  If you served our country, call Getz Mortgage today to see if you eligible for this great loan program!

These loans are done in conjunction with the U.S. Department of Agriculture and their USDA Rural Development Guaranteed Housing Loan Program. If you meet the income eligibility criteria of the program and are buying a home in an eligible area, you can obtain 100% financing and the seller can pay most of your closing costs. These 30 year fixed rate loans with low monthly private mortgage insurance premiums are a great option for all potential homebuyers in Northeastern and Central Pennsylvania to explore.

Looking to build your dream home? Found a great home with some great potential but need money for improvements – maybe a new roof, kitchen or an addition?  Getz Mortgage offers several loan options that can help make your dreams a reality.

Do you have a unique financial situation that requires a different lending perspective? Has your bank said “No!” Getz Mortgage has several unique lending solutions that can assist borrowers with unique credit, income and asset challenges.